Reconcile your payout partners, and prove it ties.
Reconcura reconciles your nostro and prefund accounts against each partner's statement. Set a partner up once. Run it every month. See the closing balance tie, with every difference explained down to the transaction.
It replaces the month-end reconciliation you run in a spreadsheet.
| Movement | Your ledger | Partner | Variance |
|---|---|---|---|
| Opening balance | 42,000.00 | 42,180.00 | −180.00 |
| Funding / prefund | +115,000.00 | +115,000.00 | 0.00 |
| Payouts | −103,540.58 | −103,438.08 | −102.50 |
| Fees | −3,662.00 | −3,632.00 | −30.00 |
| Reversals / cancels | +330.00 | +330.00 | 0.00 |
| Closing balance | 50,127.42 | 50,439.92 | −312.50 |
Each reason opens to its transactions. Illustrative data.
Month-end takes days, and you're never quite sure it's done.
Every month you pull your own ledger and each partner's statement into a spreadsheet, line them up by hand, and chase the differences. It's slow, and you rebuild the same setup each time. When you file it, you can't always prove the balance ties, or that every difference has a reason. Reconcura is built to close exactly that gap.
From a raw partner file to a reconciliation that ties.
Five steps. The first four run today, including the balance bridge that proves the position. Step five, sign-off and export, is in build.
It ties. Now work the exceptions.
Explained isn't the same as closed. A difference can be fully accounted for and still need following through: a timing item to clear next period, a one-sided entry to decide on. The bridge proves nothing is unexplained; this is where you take each of the four reasons behind the −312.50 to resolution.
Every item carries a category, a status and an audit trail. Nothing is ever silently dropped. Illustrative data.
Why it's different
It proves the position, not just the matches
Most tools stop at a match list. Reconcura ties opening to closing on both sides and checks that every difference is explained, so you can say it's done and mean it.
Built for cross-border payouts
Prefund, payouts, fees, reversals, and items that carry across periods, reconciled on your close cycle, monthly today. It speaks the reconciliation you actually run, not a generic one bent to fit.
Deeper fee reconciliation, next.
Tiered, per-wire and minimum-charge fee models, where cross-border money most often leaks. The simple fee models reconcile today; the harder ones are in build.
Put it against your own reconciliation.
We're onboarding a small group of early users and design partners: operators and remittance fintechs who run this reconciliation every month. Tell us where to reach you. No sales call.
We'll only use your details to contact you about early access.